Edwin Luther — Insights https://www.edwin-luther.io/insights AI governance, risk and compliance notes for regulated financial services. en-gb Navigating the UK's Economic Crime and Corporate Transparency Act https://www.edwin-luther.io/insights/navigating-the-uks-economic-crime-and-corporate-transparency-act https://www.edwin-luther.io/insights/navigating-the-uks-economic-crime-and-corporate-transparency-act The failure to prevent fraud offence, Companies House reform, and where the Act's cryptoasset provisions meet the EU's MiCA licensing regime. Tue, 08 Sep 2026 09:00:00 GMT How Long Does FCA Authorisation Actually Take? https://www.edwin-luther.io/insights/how-long-does-fca-authorisation-take https://www.edwin-luther.io/insights/how-long-does-fca-authorisation-take The statutory deadlines, what they don't tell you, and the FCA's own new targets from January 2026. Sun, 06 Sep 2026 09:00:00 GMT What Does a Fractional Chief Compliance Officer Actually Do? https://www.edwin-luther.io/insights/what-does-a-fractional-chief-compliance-officer-do https://www.edwin-luther.io/insights/what-does-a-fractional-chief-compliance-officer-do The role explained plainly: what it covers, who typically needs one, and what good looks like once someone is actually in the seat. Fri, 04 Sep 2026 09:00:00 GMT AI Compliance for SMEs: What You Need to Know https://www.edwin-luther.io/insights/ai-compliance-for-smes https://www.edwin-luther.io/insights/ai-compliance-for-smes What actually applies to a business without a compliance department, and what a proportionate response looks like. Thu, 03 Sep 2026 09:00:00 GMT ISO/IEC 42001 Explained for Financial Services Boards https://www.edwin-luther.io/insights/iso-iec-42001-explained https://www.edwin-luther.io/insights/iso-iec-42001-explained The clearest available reference architecture for what good AI governance looks like, and why it matters before it's mandatory. Thu, 03 Sep 2026 09:00:00 GMT Why "Compliance by Design" Beats Retrofitting AI Governance https://www.edwin-luther.io/insights/compliance-by-design-vs-retrofitting https://www.edwin-luther.io/insights/compliance-by-design-vs-retrofitting The asymmetry between building governance in from day one and bolting it on after a regulator forces the issue, in real numbers. Thu, 03 Sep 2026 09:00:00 GMT DORA Third-Party AI Risk: A Practical Checklist for Financial Firms https://www.edwin-luther.io/insights/dora-third-party-ai-risk-checklist https://www.edwin-luther.io/insights/dora-third-party-ai-risk-checklist What a board should ask an AI vendor before approval, and where unapproved AI quietly becomes a DORA problem. Thu, 03 Sep 2026 09:00:00 GMT What UK Boards Need to Know About the EU AI Act in 2026 https://www.edwin-luther.io/insights/eu-ai-act-2026-uk-boards https://www.edwin-luther.io/insights/eu-ai-act-2026-uk-boards Most high-risk obligations are now live. What your board needs in place, and the practical first step. Thu, 03 Sep 2026 09:00:00 GMT